Santa Fe Homes under $700,000

Santa Fe Homes under $700,000

Welcome to Santa Fe, New Mexico—a city where rich history, vibrant culture, and stunning natural beauty converge. Nestled in the foothills of the Sangre de Cristo Mountains, Santa Fe is renowned for its unique adobe architecture, art galleries, and a culinary scene that celebrates the flavors of the Southwest. With a climate that boasts over 300 days of sunshine each year, residents enjoy an outdoor lifestyle filled with hiking, skiing, and exploring the breathtaking landscapes that surround this enchanting city.

For homebuyers seeking a slice of this artistic haven without breaking the bank, Santa Fe offers an impressive selection of homes priced under $700,000. Whether you're looking for a charming adobe-style cottage, a modern townhome, or a cozy family house, the diverse real estate market in Santa Fe has something for everyone. Many homes in this price range feature traditional Southwestern elements, such as kiva fireplaces, wooden beams, and beautifully landscaped courtyards, providing a perfect blend of comfort and character.

Living in Santa Fe means immersing yourself in a community that values art, culture, and sustainability. With numerous festivals, farmers' markets, and art fairs throughout the year, there’s always something to engage and inspire you. Additionally, the city's commitment to preserving its rich heritage and natural surroundings makes it a wonderful place to call home.

Explore your options in Santa Fe today, and discover the perfect home that fits your lifestyle and budget in this captivating city!

Newest Santa Fe Homes under $700,000

1554 N Moki Lane, Santa Fe
$545,000
3 Beds ⋅ 2 Baths
A single family home Santa Fe oasis in a highly desirable, and sought after location. The home consists of 3-bedrooms, 2-baths, in a convenient area in the Kachina Ridge neighborhood. The home boasts lots of natural light throughout. The spacious primary En suite upstairs Bedroom features a large private deck with sweeping views of the Sangre de Cristo Mountains. Perfect for spending time in the sun, early morning coffee, and gorgeous evening sunsets. There are two other Bedrooms on the lower level with the second full Bathroom between both. One of the downstairs Bedrooms has a door leading to the gorgeous landscaped rear outdoor patio/backyard. The highly functional well laid out Kitchen adjoins the spacious Living Room and Dining area, with a sliding door that leads to the walkway to the rear back yard and patio. Recent improvements include beautiful luxury vinyl plank flooring, new carpet, a beautifully remodeled downstairs bathroom, professional landscaping, a new evaporative cooler, exterior paint, and new decking and gutters. The attached one-car garage adds everyday convenience, while the extensive updates throughout make this home truly move-in ready. Combining comfort, mountain views, and a desirable location, this well-maintained property is ready to welcome its next owner. VA assumable loan opportunity with a 3.5% interest rate available to qualified buyers, subject to lender approval and assumption requirements.

1554 N Moki Lane, Santa Fe

2501 W Zia Road Unit APT 9112, Santa Fe
$230,000
1 Beds ⋅ 1 Baths
Welcome home to one of the best-located condos in the community: a first-floor unit right next to all the amenities! No stairs to climb, and the pool, gym, hot tub, and sauna are just steps away. Relax on your private, tree-shaded porch with fragrant lavender plant, or cozy up by the wood-burning fireplace.The bedroom has been upgraded with extra-thick StainMaster carpet with a lifetime transferable warranty for added comfort and peace of mind, plus two walk-in closets with plenty of hanging and storage space. Other recent upgrades include fresh exterior paint (2024) and a newly repaved parking lot (2025). A washer and dryer are included.Very low HOA dues! The HOA handles the upkeep, from chimney sweeping to snow removal and landscaping, so you get a low-maintenance lifestyle without the high monthly cost.Highly motivated seller who will help pay closing costs, making this the perfect opportunity to move in with less cash out of pocket.A walker's and biker's dream: the gated community has its own gate to the Arroyo Chamiso and Santa Fe Rail Trails, so you can reach everyday destinations without walking or biking on the street. The Arroyo Chamiso Trail takes you to the Genoveva Chavez Community Center (Olympic-size pool, ice rink, gym, and more) and two major shopping centers. The Rail Trail leads to South Capitol Station, with the Rail Runner to Albuquerque and buses to Ski Santa Fe, Taos, Los Alamos, and more, and you can walk to the Plaza from the station.Pet friendly per HOA rules. Schedule your showing today!

2501 W Zia Road Unit APT 9112, Santa Fe

7240 Vista Serena Loop, Santa Fe
$515,000
3 Beds ⋅ 3 Baths
One of the few newer homes available under $550K in Santa Fe, with convenient access to Los Alamos National Laboratory!Welcome to 7240 Vista Serena Loop, where modern living meets the breathtaking beauty of Santa Fe! This stunning 2021-built, two-story home offers 3 bedrooms, 2.5 bathrooms, and 1,755 square feet of thoughtfully designed living space that is turnkey and move-in ready. With convenient access to NM-599 just minutes away and Los Alamos National Laboratory approximately 50 minutes from your doorstep, you'll enjoy the perfect balance of modern Santa Fe living and accessibility to one of Northern New Mexico's largest employment centers.Built just a few years ago, this home offers the peace of mind that comes with newer construction, from the systems to the contemporary finishes.Step inside and immediately feel the difference! The open, contemporary layout is flooded with natural light, creating a warm and inviting atmosphere from the moment you walk through the door. The modern kitchen is as functional as it is beautiful, offering ample storage and a seamless flow into the spacious living areas, perfect for everyday living and effortless entertaining. Refrigerated AC keeps things cool and comfortable year-round.Out back, prepare to fall in love! With no rear neighbors, the serene, low-maintenance backyard overlooks beautiful natural surroundings, offering a peaceful retreat with an added sense of privacy that's hard to find. Whether you're relaxing after a long day or enjoying Santa Fe's beautiful weather, this outdoor space is the perfect place to unwind.And the location? Absolutely unbeatable! Enjoy being just approximately 15 minutes from downtown Santa Fe, 45 minutes from Albuquerque, and 50 minutes from LANL. With quick access to NM-599, you're conveniently connected to everything Northern New Mexico has to offer.Whether you're relocating to the area or simply looking for a beautiful, newer home in Santa Fe, this one checks all the boxes.Schedule your private showing today!

7240 Vista Serena Loop, Santa Fe

38 Calle Ancla, Santa Fe
$499,000
2 Beds ⋅ 2 Baths
Built by the current owners and used exclusively as a second home, this well-cared-for Rancho Viejo residence has been very lightly lived in and offers an appealing balance of comfort, flexibility, and convenience. Part of Rancho Viejo's Encantado series, the home features two bedrooms plus a den/flex room that lends itself beautifully to a dedicated home office, creative space, or additional living area. The main living spaces flow naturally together, creating an inviting setting for both quiet days at home and gathering with friends. At the center, the upgraded kitchen features granite countertops, a custom backsplash, and a generous island with seating--an easy place to gather over coffee, conversation, or a casual meal. Zero interior steps enhance the ease of living, while the private rear-entry two-car garage preserves the home's welcoming streetscape. The covered portal and side yard extend the living space outdoors, offering a comfortable spot for dining, gardening, or simply enjoying Santa Fe's climate. Rancho Viejo was thoughtfully planned around open space, wildlife corridors, and miles of walking paths, creating a genuine connection to the high-desert landscape. Equally special is its commitment to dark skies, allowing the stars and expansive New Mexico night sky to remain part of the experience of living here. All of this comes with remarkable everyday convenience--minutes from Santa Fe Community College, the Institute of American Indian Arts, Presbyterian Santa Fe Medical Center, the Rail Runner Station, dining, shopping, and other Santa Fe amenities. With its own community fire station and an easy, low-maintenance setting, the property is particularly well suited as a Santa Fe second home or full-time residence.

38 Calle Ancla, Santa Fe

Start Your Search

Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.

How much is your home worth?

Get instant property value now!